As Registered Mortgage Brokers we can offer you a free consultation
to discuss with you a mortgage program tailored to your needs. This
is a helpful tool whether you are contemplating a purchase or refinance.
There are many important considerations when considering and comparing
various lenders and mortgage products such as the type of loan as
it relates to points, interest
rates, terms, fixed vs. variable loans and the ancillary costs always
associated with mortgage origination.
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Other programs that have gained popularity over the years are equity
loans either as second mortgages or lines of credit. Lines of credit
offer the distinct advantage of monies being available to you as
you require to draw these available funds. Banks often offer these
loans at no cost of origination, but on the other hand require these
loans to remain open on the property for an extended period of time.
Closing these loans prematurely can often invoke certain costs and
penalties which must be considered and weighed at the initiation
of the loan.
mortgages have gained popularity for seniors and retirees as a way
of receiving a monthly payment rather than making a monthly payment.
Markets such as the current one where mortgage money is readily
available in a variety
of programs makes your choice of mortgage broker/counselor a
critical one. A knowledgeable consumer is our best customer and our
expertise in the areas of real estate, the law, title insurance and
mortgages is all the more reason to call us for a no cost/no obligation